The Republicans are done yet. Next week the House is scheduled to vote on another bill that is part of the Presidents anti-foreclosure efforts. The Obama's Home Affordable Modification Program (HAMP) goes on the table. According to this program the banks would be paid to do a loan modification for a homeowner. A loan modification is a program that modifies a mortgage loan to a payment the homeowner can afford. This would also increase the length of time to pay it off as well. This program would lower a home owners mortgage payment to 31% of their gross monthly income. A standard modification would lower a payment by 40% resulting in some payments dropping as much as $1000 a month. As with any program you would have to meet the qualifications to be approved.
But it brings up another drama; the continuing saga of a whether or not we should have an African American man in the White house. I for one have never had a problem with our President being African American (is it still politically incorrect to say hes "black"). I have a problem with this particular African American being our President. But it has nothing to do with the fact that hes an African American. It has more to do with the fact that hes inept and unqualified for the job. No amount of on-the-job training is going to fix this problem. The man seems incapable of learning even the basic tenets of economics or leadership, both which have been completely absent since January 20, 2009.
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